Aisa Plan Maina Aaj Tak Dekha Nahi
- If you think ICICI life insurance, HDFC life insurance, SBI life insurance or Tata AIG life insurance no one come in this category.
- Yes, its Life insurance corporation of India ( LIC ), it is really top specially in this category of term insurance.
- In most of the cases, LIC premium is far costly than other private companies but this plan is cheapest in any age category as well as no medium requires for Rs. 50 lakh term plan.
LIC’s tech term plan
- I am taking about LIC’s Tech term plan. According to my view, this term plan is cheapest in all plans in the term plan category.
- Yes, LIC is ranked top specially for this plan.
- Let us try to understand this plan, if Mr X wants to buy this plan for Rs. 50 Lakh cover.
- He has two option whether to go for medical test or not. If he don’t want to go for medical, he has to paid approximately double* premium ( depend upon age ) to that of medical test premium. for example.
|
Mr X age 45 |
Rs 50 Lakh Term cover |
Medical premium |
Non medical premium |
Saving due to medical check up |
|
18880 |
32450 |
13650 |
No medical check up facility is only available for Rs. 50 Lakh term assurance.
Link to buy LIC Tech Term plan online :
https://digisales.licindia.in/eSales/liconline/setprop
Document required for this policy
Soft copy of
PAN Card
Aadhar Card
Photo
Signature
Last three years form 16 / return filled / last three-month salary slip
Vaccine certificate
Record of medical history ( if any )
Medical Check up test
Video MER
Rest ECG
SBT 13
RUA
Hb
HbA1c
TMT ( Depends upon Age )
Urine Cotinine test
Online doctor report
Self-declaration video online
No Medical Test conditions
Please note exemption from medical test is subject to the customer’s medical history , health conditions, occupation and other underwriting criteria applicable as per underwriting rules applicable this plan. Smokers rate are applicable for non – medical scheme to avail lower non – smoker rates, medical is must.
|
You may also like to read these articles : |