Benefits of ICICI bank saving account
Types of ICICI Bank Saving Account
- Regular
- Silver
- Gold Privilege
- Titanium
The features of all types of saving account is given below.
|
|
Regular saving account |
Silver saving account |
Gold Privilege saving account |
Titanium saving account |
|
Monthly average balance |
Rs. 10,000 |
Rs. 25,000 |
Rs. 50,000 |
Rs. 1,25,000 |
|
Interest rate ( < 50 Lakhs ) |
3.0% |
3.0% |
3.0% |
3.0% |
|
Interest rate ( > 50 Lakhs ) |
3.5% |
3.5% |
3.5% |
3.5% |
|
Interest rate calculation |
Interest is calculated on daily closing balance in the account |
Interest is calculated on daily closing balance in the account |
Interest is calculated on daily closing balance in the account |
Interest is calculated on daily closing balance in the account |
|
Locker facility |
Access ICICI bank lockers account the country |
15% discount on locker fee |
20% discount on locker fee |
40% discount on locker fee |
|
ATM |
Free five ATM withdraw every month at ATMs of all banks |
Free unlimited access to ATMS of all banks |
Free unlimited access to ATMS of all banks |
Free unlimited access to ATMS of all banks |
|
Debit Card |
Free Smart Shopper Silver Debit Card with exciting offers and Visa Privileges |
Free Smart Shopper Silver Debit Card with exciting offers and Visa Privileges |
Free Gold Privilege Debit Card with exciting offers and Visa Privileges |
Free Titanium Privilege Debit Card with exciting offers and Visa Privileges |
|
Internet Banking |
Free user friendly internet banking |
Free user friendly internet banking |
Free user friendly internet banking |
Free user friendly internet banking |
|
Mobile banking |
Free Mobile Banking |
Free Mobile Banking |
Free Mobile Banking |
Free Mobile Banking |
|
Account statement |
Free email statement |
Free email statement |
Free email statement |
Free email statement |
|
Cheque book |
Free Multicity cheque book |
Free Multicity cheque book |
Free Multicity cheque book |
Free Multicity cheque book |
|
Pass book |
Free passbook |
Free passbook |
Free passbook |
Free passbook |
|
Special benefits |
|
|
Exclusive privilege banking zones at our branches |
Exclusive privilege banking zones at our branches Waiver of trading opening fee of Rs. 975 and first year demat Annul maintenance charge ( AMC ) of Rs. 500 |
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|
|
|
|
|
|
Types of Saving Account |
Purchase protection cover up to |
Non Air Accident Insurance up to |
Air Accident Insurance up to |
|
Regular saving account |
Rs. 50,000 |
|
Rs. 50,000 |
|
Silver saving account |
Rs. 50,000 |
|
Rs. 50,000 |
|
Gold saving account |
Rs. 1 Lakh |
Rs 5 Lakh |
Rs 30 Lakh |
|
Magnum saving account |
Rs. 50,000 |
Rs 5 Lakh |
Rs 40 Lakh |
|
Titanium saving account |
Rs. 50,000 |
Rs 5 Lakh |
Rs 40 Lakh |
Terms and conditions
|
Account type |
|
|
Salary account |
At least one salary credit in the preceding three months, prior to the month of claim |
|
Saving account with monthly average balance ( MAB ) |
If minimum monthly average balance ( MAB ) is maintained in any one of the preceding two months, prior to the month of claim. |
|
Saving account with Nil monthly average balance ( non – maintenance charges are waived off ) |
At least one customer initiated transaction ( credit / debit ) of at least Rs. 100 in the pervious month, prior to the claim. |
|
Wealth |
At least one customer initiated transaction ( credit / debit ) in the previous two months, prior to the month of claim. |
Air Accident : ticket should have been bought from the ICICI Debit card linked with saving account only
Purchase Protection: Cover against standard fire and allied perils and burglary in residential premises only. Valid for purchase on receptive ICICI Bank debit card only. Valid for 90 days from date of purchase
Documents for air accident
|
1 |
Personal accident claim form duly filled in and signed by Nominee |
|
2 |
Card statement prior to date of incident showing purchase of ticket for travel |
|
3 |
Copy of death certificate – Notarised / Attested by Gazetted officer |
|
4 |
Copy of FIR – Notarised / Attested by Gazetted officer |
|
5 |
Copy of Post Mortem Report – Notarised / Attested by Gazetted officer |
|
6 |
Copy of Panchnama ( Spot and / or Inquest ) – Notarised / Attested by Gazetted officer |
|
7 |
Treatment paper, if hospitalization |
|
8 |
If claim amount > Rs. 1 Lakh , AML documents – Notarised / Attested by Gazetted officer ( pan card, address proof, 2 passport size color photographs ) |
|
9 |
Indemnity cum declaration bond on Rs. 50 / 100 stamp paper ( Legal heir certificate ) – Original |
|
10 |
Consent letter from other legal heir on Rs. 50 / 100 stamp paper ( No objection certificate by other legal heirs ) – Original |
|
11 |
NEFT mandate form duly filled in by the claimant and verified by bank with cancelled cheque of nominee – Original ( for direct fund transfer |
Documents for non – air accident ( personal accident )
|
1 |
Personal accident claim form duly filled in and signed by Nominee |
|
2 |
Copy of death certificate – Notarized / Attested by Gazetted officer |
|
3 |
Copy of FIR – Notarized / Attested by Gazetted officer |
|
4 |
Copy of Post Mortem Report – Notarized / Attested by Gazetted officer |
|
5 |
Copy of Panchnama ( Spot and / or Inquest ) – Notarized / Attested by Gazetted officer |
|
6 |
Treatment paper, if hospitalization |
|
7 |
If claim amount > Rs. 1 Lakh , AML documents – Notarized / Attested by Gazetted officer ( pan card, address proof, 2 passport size color photographs ) |
|
8 |
Indemnity cum declaration bond on Rs. 50 / 100 stamp paper ( Legal heir certificate ) – Original |
|
9 |
Consent letter from other legal heir on Rs. 50 / 100 stamp paper ( No objection certificate by other legal heirs ) – Original |
|
10 |
NEFT mandate form duly filled in by the claimant and verified by bank with cancelled cheque of nominee – Original ( for direct fund transfer |
Documents for Purchase Protection
|
1 |
Claim form duly filled and signed by the customer |
|
2 |
Card copy |
|
3 |
Copy of FIR – Notarized / Attested by Gazetted officer |
|
4 |
Copy of statement showing purchase details of the item lost |
|
5 |
Incident letter by the customer |
|
6 |
Purchase bill for the item lost, Original |
|
7 |
If claim amount > Rs. 1 Lakh , AML documents – Notarized / Attested by Gazetted officer ( pan card, address proof, 2 passport size color photographs ) |
|
8 |
NEFT mandate form duly filled in by the claimant and verified by bank with cancelled cheque of nominee – Original (for direct fund transfer ) |
|
9 |
Cancelled cheque – Original (for direct fund transfer ) |